Energy savings and resource efficiency


Stage 1: Financial options

The availability of finance for energy efficiency and renewable energy projects has increased in recent years. There are a range of financial options available and a variety of financial providers offering these to commercial businesses.

The following document provides an overview of the current energy efficiency and renewables financial options available in Australia, including the advantages and disadvantages of each.



Decision tree for finance options

  * Energy retailers currently providing on-bill financing are AGL and Origin Energy.
** EUAs may be provided at a lower investment amount, please see your financial provider to discuss your needs.  EUAs are currently available in the following council area: City of Sydney, North Sydney, Parramatta, Newcastle, Lake Macquarie and City of Melbourne.

Choosing the right finance

You should seek the finance option that meets your preference and requirement for:

  • the level and type of risk the business is comfortable with,
  • on or off the balance sheet,
  • asset ownership and ability to pay any up-front costs.


The table below complements the decision tree, showing how each finance option compares across a range of considerations.


Decision matrix – typical features of different financial products

Click on the table to view a larger version.

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Page last updated: 10 December 2015